The language of the Irresponsible

I forget just where I came across it, but I recently hard someone say:

"If you have an accident, and it's not your fault..."

If an event is an accident, it isn't anyone's fault, but language has been corrupted by the self justification of motorists. Many of them are reluctant to take responsibility for anything, so it has become the custom to refer to any motoring mishap as an 'accident', even though many crashes and collisions are nothing of the kind.